Social Security 2026 Numbers — Every Limit, Amount, and Date
All the important Social Security limits for 2026 in plain English.
COLA & Benefit Amounts
2026 COLA Increase
Your check went up 2.8% in January 2026.
Average Retirement Benefit
Typical amount for retired workers in 2026.
Average SSDI Benefit
Typical amount for disabled workers.
SSI Maximum (Single)
The most a single person can get on SSI.
SSI Maximum (Couple)
The most a married couple can get on SSI.
SSDI Work Limits
SGA Limit (Non-Blind)
If you earn over this on SSDI, your benefits are at risk.
SGA Limit (Blind)
A higher limit applies to those who are blind.
Trial Work Period (TWP)
Earnings above this use up 1 of your 9 trial months.
Retirement Earnings Limits
Under Full Retirement Age
Deductions of $1 for every $2 earned over this.
Year You Reach FRA
Deductions of $1 for every $3 earned over this.
At or Over FRA
Work as much as you want without penalty.
SSI Asset Limits
Individual Asset Limit
Cash and savings limited to this amount.
Couple Asset Limit
Joint savings limited to this amount.
Medicare 2026
Part B Monthly Premium
Deducted automatically from your SS check.
Part B Annual Deductible
What you pay before Part B starts covering.
Part A Deductible
Applies per benefit period for hospital stays.
Related Tools & Calculators
Disclaimer: RetireGrid is an independent educational resource and is not affiliated with or endorsed by the Social Security Administration (SSA). The limits and thresholds listed are verified from official 2026 SSA announcements and COLA publications. Last updated: January 2026.