Terms of Service
Last Updated: June 2026. Legal disclaimers, usage terms, and official advisor notices.
Official Disclaimer: Not Affiliated with the SSA
RetireGrid is an independent, private educational tool. We are not associated with, endorsed by, or affiliated with the Social Security Administration (SSA), Medicare, or any government agency. The content provided is for informational purposes only and does not constitute official legal, medical, or financial advice.
1. Acceptance of Terms
By accessing and using RetireGrid (the "Service"), you agree to comply with and be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our calculators, community features, and letter generation tools.
2. Use of Educational Calculators & Builders
All tools provided on RetireGrid, including the Appeal Letter Builder, Dire Needs Letter Generator, and SSDI/SSI Calculators are meant for educational simulation purposes only:
- No Advice: The calculations, dates, and letter text compiled by the site are templates and estimates. The information provided should not be treated as legal, tax, financial, or medical advice. They do not constitute a guarantee of official benefit amounts, approval dates, or case evaluations.
- Final Authority: The Social Security Administration (SSA) remains the sole final authority on all benefit decisions, payment calculations, and eligibility claims.
3. Limitation of Liability
Under no circumstances shall RetireGrid, its developers, or owners be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use the calculators, forms, templates, or Q&A articles. Users remain responsible for reviewing official guidance, double-checking regulations, and determining whether information is appropriate for their situation.
4. Changes to Terms
We reserve the right to modify these terms at any time. Changes become effective when published. Where appropriate, we may provide notice for material updates. Your continued use of the platform constitutes agreement to the updated terms.
5. Community Content
Our platform includes community forums and user interactions:
- Users are solely responsible for the content, advice, or statements they publish in posts and replies.
- We may monitor, edit, or remove content at our discretion that violates our guidelines, community standards, or applicable laws.
6. Contact Us
If you have any questions regarding these Terms, please contact support at: retiregrid@gmail.com.